The agreement is a legal contract between the owner of the website or the app and the users and include all disclosures to keep the website away from any abuses. The agreement sets rules and regulations which users must follow, in order to be able to access the website, therefore, helping to prevent abuse. The agreement permits you to own your content, you can inform users accessing the website that you are the owner of the content published which is protected by copyright laws. It further allows you to terminate accounts from the website and disable accounts based on the abusive activity of the user. Although you are not legally obligated to have a terms and conditions agreement on your website, it sets the governing law. The governing law clause of a terms and conditions agreement refers to the jurisdiction of law that applies to the terms referred to in the agreement. Lastly, it is important since it helps you to limit your own liability and protects the company or platform.